Shifting People to Thrive
I'm Nicky Adams. I've spent 26 years helping families buy and sell homes, 10 years guiding people through Medicare and insurance, and my accounting background shapes every recommendation I make. Start with whatever you need today. I'll make sure the rest of the picture fits.
Insurance 919-823-7683 · Real Estate 919-336-1828 · Licensed in 6 states · By appointment
Pick the lane you need today. Each one has its own phone line and specialist site, and they all book through the same calendar.
Buying, selling and right-sizing, especially for people 50+ moving to the next chapter.
Plain-English help choosing coverage, with the final decision left with you.
It's always "tax time." Year-round planning for households and small businesses.
Go straight to the specialist site or tool for what you need. Every link here connects you with Nicky and the DBS team.
Toranique (Nicky) Adams
I founded Diversity Business Services so families wouldn't need three different people for three of life's biggest decisions. I've been in real estate since 2000, in insurance for a decade, and I hold two master's degrees and an accounting background.
Most of my clients are over 50 and facing a move, a Medicare decision, or both. My job is to explain your options clearly, answer the question you actually asked, and leave the decision where it belongs: with you.
Selling a home changes your income for the year. Retiring changes your coverage. A new business changes your taxes. I help you see those links before they surprise you.
Short answers to what people ask most before their first visit.
No. Most people start with one. If something else comes up later, like a move after retirement, you already have someone who knows your situation.
Nothing. The first conversation is no-cost for real estate, insurance and tax. Tax preparation fees are quoted up front before any work begins.
No. DBS Insures is an independent agency that works with several carriers, including Humana, UnitedHealthcare®, Aetna and Blue Cross NC.
The office is at 412 Bryan St in Fayetteville, by appointment. Real estate covers Raleigh, Durham, Knightdale, Garner, Clayton, Fayetteville, Hope Mills and Ft. Bragg. Insurance clients are in six states.
Real words from the people Nicky works with.
Ms. Adams was friendly, courteous, and professional! She took the time to present the information on her slides in a thorough manner to ensure I select adequate coverage. She completely demystified every aspect of Medicare and supplemental insurance. I am very confident that I will make the best decision on what works best for me!
Still wondering? Call the line for your question or book a time.
