Comprehensive
Your home, your coverage and your taxes are connected. I look at the whole picture so one decision doesn't create a problem somewhere else.
Your advisor
About Nicky Adams
Founder of Diversity Business Services Inc. Real estate broker, licensed insurance agent and tax professional, serving Fayetteville, Raleigh-Durham and beyond.
Toranique (Nicky) Adams
My story
Why I started Diversity Business Services
I've been in real estate since 2000. Over 26 years I've helped first-time buyers, growing families, investors and retirees, and I kept seeing the same thing: a move is never just a move. It changes your taxes, your insurance and sometimes your health coverage.
So I added insurance ten years ago, built on my accounting background and two master's degrees, and brought it all together under one roof. Today most of my clients are over 50, facing a move, a Medicare decision, or both.
My goal is to be a lifetime resource for my clients: to explain your options clearly, answer the question you actually asked, and give you confidence in the decision you make.
- 26 years in real estate
- 10 years in insurance
- Two master's degrees
- ABR® · MRP · SRES®
- Insurance License #17408987
How I work
Three things I believe in
Shifting People to Thrive starts with how I treat every client.
Caring
No pressure and no jargon. I listen first, explain in plain English, and leave the decision with you.
Experienced
Decades of hands-on work in real estate, insurance and accounting, and I stay current on the rules that change every year.
Credentials
Licenses & designations
Independent where it matters, licensed where it counts.
Insurance
DBS Insures, independent agency
License #17408987
Licensed in North Carolina, South Carolina, Virginia, Georgia, Alabama and Arizona
Medicare, ACA Marketplace, life, annuities, employee benefits
Real estate
Broker with Vylla Home, 421 Fayetteville Street, Suite 1100, Raleigh, NC 27601
NC license #
ABR® (Accredited Buyer's Representative) · MRP (Military Relocation Professional) · SRES® (Seniors Real Estate Specialist®)
Tax & accounting
Individual and business tax preparation and planning, bookkeeping and payroll, backed by an accounting background.
Education
Two master's degrees, plus continuing education every year in Medicare, real estate and tax changes.
Questions
Frequently asked
Is Nicky a licensed insurance agent?
Yes. License #17408987, licensed in North Carolina, South Carolina, Virginia, Georgia, Alabama and Arizona.
Is DBS Insures tied to one insurance company?
No. DBS Insures is an independent agency that works with several carriers.
Where is the office?
412 Bryan St, Fayetteville, NC 28305, by appointment. Phone and video appointments are available too.